RBI / NBFC Compliance Disclaimer

Important Disclosure

M3J Financial Service is an independent financial services facilitator and marketing partner that assists customers in connecting with banks, Non-Banking Financial Companies (NBFCs), Housing Finance Companies (HFCs), and other licensed financial institutions.

No Lending Activity

M3J Financial Service:

• Is not a bank.
• Is not an NBFC.
• Does not directly lend money.
• Does not make credit decisions.
• Does not guarantee loan approval.

All lending decisions, interest rates, repayment terms, processing fees, and disbursement timelines are determined solely by the respective lender.

Regulatory Compliance

Loan products promoted through this website are offered by RBI-regulated banks, NBFCs, and financial institutions, subject to their internal credit policies, eligibility criteria, and regulatory requirements.

Customer Responsibility

Applicants are advised to:

• Carefully review loan agreements.
• Verify applicable fees and charges.
• Understand repayment obligations.
• Review lender-specific terms and conditions before acceptance.

No Guaranteed Claims

M3J Financial Service does not guarantee:

• Loan approval
• Lowest interest rates
• Instant disbursal
• Pre-approved loan eligibility
• Specific loan amounts

Approval is subject to lender assessment and verification.

Fair Marketing Practices

All promotional content, advertisements, and representations are intended for informational purposes only and should not be considered a binding offer of credit.

Contact Information

M3J Financial Service

2/201 D Z City, Mittal Ground,
Mumbai-Pune Highway,
Thane, Maharashtra 400612

Phone: +91 91679 98595

Website: https://m3jfinancialservice.com/